00:43:58 Susan: Is this AGI or just everyday, normal income 00:45:17 Sandra Correia: Income from sources such as retirement, SSI, pensions, rental income etc 00:45:51 Susan: Thank you 00:46:09 Rose: My family is living in my house, but i own it and i don't live there. Can i still be eligible as a landlord? 00:46:34 Sandra Correia: Replying to "Thank you" so gross income, not net 00:46:47 Lisa Stringfellow (she/her): I received solar quotes through the EnergySage platform. They are all local to our area. Would those contractors be acceptable? If not, does the City have a list of solar contractors that work with the program? 00:46:58 Sandra Correia: unfortunately no, we require owner occupancy 00:47:08 Rose: Thanks 00:47:10 Sandra Correia: all owners must occupy property 00:48:08 Kristen Simmons, Mayor's Office of Housing: Homeowners determine who to hire to perform the work. BHC requires that the contractor be licensed and insured. 00:48:11 Sandra Correia: Replying to "I received solar quo..." we would need to review the estimate and confirm they are licensed and insured to do the work 00:48:17 Lisa Stringfellow (she/her): Reacted to "Homeowners determine..." with =M<þ 00:48:23 Kristen Simmons, Mayor's Office of Housing: BHC does not maintain a list of contractors. 00:48:38 Denise: If a resident lives in and owns a condo in a building larger than 6 units, are they not eligible? 00:48:45 Nehia Al-Shanniek I TNTP (she/her): does "Homework Help" fall under the umbrella of the Boston Home Center? 00:48:58 Susan: What's the answer/ rebuttal to a contractor that is uneasy about the homeworks program? Some contractors don't like the city's involvement 00:49:22 Kristen Simmons, Mayor's Office of Housing: Correct, the program serves condo owners in building with 6 or fewer units. 00:49:27 Sandra Correia: Replying to "If a resident lives ..." We would look at it on a case my case bases to determine if the scope of work would be eligible 00:49:47 Sandra Correia: Replying to "does "Homework Help"..." Yes it does 00:49:58 Nehia Al-Shanniek I TNTP (she/her): Replying to "does "Homework Help"..." thank you! 00:50:40 Kristen Simmons, Mayor's Office of Housing: Many contractors are happy to work with homeowners who are funding their projects with the BHC. 00:51:03 Cheryl: Can you clarify the construction portion of the process? Specifically homeowners paying up front costs. Is that for materials? Is it reimbursed or is it our financial responsibility? 00:51:16 Sandra Correia: Replying to "What's the answer/ r..." We have been helping Boston homeowners for 30 + years and we are here to make sure the homeowners are able to remain in their homes. 00:51:31 Nehia Al-Shanniek I TNTP (she/her): Reacted to "We have been helping..." with d 00:51:54 Pete Prokesch: does retirement account count towards the $100k limit of fincancial assets 00:52:05 Denise: Replying to "If a resident lives ..." What is the concern about the larger building, and what kind of scope of work is likely to be determined eligible? I am mainly interested in energy efficiency/air quality improvements 00:52:09 Sandra Correia: Replying to "does retirement acco..." it does not, just liquid assets 00:52:19 Pete Prokesch: Replying to "does retirement acco..." thank you! 00:52:23 Sarahs iPhone (3): Thank you 00:52:51 CH: Reacted to "What is the concer..." with =M 00:52:52 Sandra Correia: Replying to "If a resident lives ..." the possibility of one development using a big portion of our total funds 00:53:02 Cheryl: Will we receive a copy of this presentation so when looking for contractors, they know what to expect? 00:53:23 Denise: Replying to "If a resident lives ..." Thank you 00:53:25 Sandra Correia: Replying to "If a resident lives ..." that is why we will consider the applicant on a case by case bases 00:53:27 Kristen Simmons, Mayor's Office of Housing: Replying to "Will we receive a co..." It will be available on the web page 00:53:28 Mary White: Can you qualify for the Home work Green Loan if you just purchase a home for your children & Seniour Parents ? 00:53:40 Cheryl: Reacted to "It will be available..." with d 00:53:43 Pete Prokesch: can homeowner provide quotes for their own house if they are a licensed and insured contractor? 00:53:43 Kristen Simmons, Mayor's Office of Housing: Replying to "Will we receive a co..." They can also reach out directly to BHC with any questions. 00:53:50 Lisa Stringfellow (she/her): Reacted to "It will be available..." with =M<þ 00:53:50 Susan: Can you use the two programs in concert for a large mega project? 00:54:06 Ashley H.: assuming the average project time is 3 months, how will the contractor be paid? full payment up front, total payment upon completion of project, etc.? 00:54:07 Carla Elwood: I understand that BHC does not assist or hold a list of contractors but how does one go about finding a contractor I personally have been trying to use the original homeworks loan and I have lost count of the amount of contractors I have contacted and everyone of them as soon as you mention city funding they refuse. Have there ever been thought to gathering a network of contractors or even a company like Renewal by Anderson, new pro etc... 00:54:15 Sandra Correia: Replying to "Can you qualify for ..." Yes, as long as you are living/move in to the property 00:54:53 Denise: Exactly! 00:55:32 Sandra Correia: Replying to "can homeowner provid..." We would need to again look at it on a case by case. We would not pay for labor for the work you do on your own home but could cover materials 00:55:57 Sandra Correia: Replying to "Can you use the two ..." Only one program at a time 00:56:31 CH: Reacted to "Exactly!" with =O 00:56:44 Susan: Replying to "Can you use the two ..." Thanks so much!! 00:57:02 Pete Prokesch: Replying to "can homeowner provid..." =M 00:58:07 Susan: Don't lottery winners get an under market rate? Maybe that's your win 00:58:43 Susan: That you are not paying market price 00:59:34 Denise: Does it make any difference for an otherwise eligible resident of condo in a larger building if the scope of work is limited to interior repairs/improvements only? 01:00:06 Cheryl: Can you clarify the construction portion of the process? Specifically homeowners paying up front costs. Is that for materials? Is it reimbursed or is it our financial responsibility? 01:00:17 Sandra Correia: Replying to "I understand that BH..." because the agreement I between the homeowners and contractor and we are not a part to the transaction. and for legal reasons we don't refer contractor. 01:00:49 CH: Reacted to "Does it make any d..." with =M 01:00:53 Jenny Marcelin: Reacted to I understand that BH... with "=M" 01:01:09 Pete Prokesch: Can you get the ADU loan and then match that loan with the Homeworks Green loan 01:01:11 Susan: Yes Denise, I would think it does. If you get a market rate 600K condo for 450K. Yeah, probably 01:01:32 Sandra Correia: Replying to "Does it make any dif..." yes, in condo units we would only do work in the owners unit, common areas are not eligible 01:01:41 Denise: Replying to "That you are not pay..." It definitely helps make it possible to live in the City of Boston but owners of affordable units are also not able to build the kind of equity that many homeowners use to fund repairs 01:01:53 Pete Prokesch: Replying to "Can you get the ADU ..." i.e. use the homeworks green to fulfill the ADU matching requirements 01:02:17 Adriana LH, MOH: Replying to "Can you get the ADU ..." No. You can only participate in one program at a time. 01:02:17 Sandra Correia: Replying to "Can you get the ADU ..." No, you cannot do both 01:02:33 Pete Prokesch: Replying to "Can you get the ADU ..." =M 01:03:35 Denise: Replying to "Yes Denise, I would ..." ? 01:03:40 Shelly Goehring (she/her): Reacted to "It definitely helps ..." with =M 01:03:41 Susan: Couldn't you FOIA a list of contractors 01:03:56 Denise: Replying to "Does it make any dif..." Of course! 01:03:58 Pete Prokesch: Can you still get the Mass Save heat pump rebate if heat pump installation is part of the Greenworks scope of work? 01:04:15 Lisa Stringfellow (she/her): Is there a way to see what contractors have done projects in the City through Homeworks Green? 01:04:15 Jenny Marcelin: My association has over 6 units; however, I live in a townhouse condo just two condos. Am I still not eligible because the association is over 6 units? I also purchase through the City. 01:04:43 Carla Elwood: Reacted to Is there a way to se... with "=M" 01:04:56 Cheryl: Reacted to "Is there a way to se..." with =M<þ 01:05:19 Sandra Correia: Replying to "My association has o..." Jenny, we would work with you 01:05:28 Jenny Marcelin: Reacted to Jenny, we would work... with "d" 01:06:08 Alexandrine Policar: Do we need to have quotes before we can submit an application? I am asking because i am interested in solar panels and roof since it is winter, i will not be able to do so at this moment but will like to submit an application. what is your advice? thanks 01:06:22 Degen Larkin, MOH: Replying to "Can you still get th..." Hi Peter, great question. As of right now, heat pumps are not on our list of eligible green repairs because Mass Save currently offers incentives. 01:06:33 Sandra Correia: Replying to "Do we need to have q..." Yes, you would apply with estimates 01:06:36 Pete Prokesch: If you have to match the Greenworks loan, do you have to match the total upfront, or are there finance/payback plans? 01:06:42 Pete Prokesch: Replying to "Can you still get th..." thanks, great to know! 01:07:15 Kristen Simmons, Mayor's Office of Housing: Replying to "Can you still get th..." air source heat pumps are currently not included on the eligible green repair program. But in general, we encourage all homeowners to take advantage of all available incneitves 01:07:28 Pete Prokesch: Reacted to "air source heat pump..." with =M 01:07:55 Kristen Simmons, Mayor's Office of Housing: Replying to "If you have to match..." It's a 1 for 1 match. 01:07:56 Lisa Stringfellow (she/her): Can you also talk more about what required costs are paid by homeowners upfront. Is that determined by the contractor and are they refunded to us by Homeworks Green? 01:08:14 Cheryl: Reacted to "Can you also talk mo..." with d 01:08:19 Denise: $400K is not affordable for most of us, as far as I am aware, and most of us in this program are not in units with a market rate as high as $600K. We are mostly under 80% AMI and equity is capped at 3%/year 01:08:37 ESAC Boston: Reacted to We have been helping... with "d" 01:08:55 Kristen Simmons, Mayor's Office of Housing: Replying to "If you have to match..." Homeowners can use cash, HELOC, other other sources for their share. 01:08:58 Claudia Perez: Does the City has a program to help to get new appliances. i got a condo and the appliances are from 1800 01:09:04 CH: Reacted to "It definitely help..." with =M 01:09:08 Pete Prokesch: Replying to "If you have to match..." Could you finance your matched portion through the Mass Save HEAT Loan that's meant for energy efficient upgrades? 01:09:09 Denise: Reacted to "Does the City has a ..." with = 01:09:55 Pete Prokesch: Reacted to "Does the City has a ..." with = 01:10:16 Carla Elwood: Replying to "I understand that BH..." Thank you Sandra...I get/respect that the contracts are between the homeowner and contractor...but it seems impossible to find a contractor willing to do the work...is there a way the city could consider the idea of partnering with contractors but have some legal jargon/side contract protecting the city...Would companies like Renewal by Anderson be a qualified contractor where they are the ones that do financing with the homeowner 01:11:18 Nehia Al-Shanniek I TNTP (she/her): does this loan cover HVAC installation? 01:11:32 Kristen Simmons, Mayor's Office of Housing: Replying to "Can you also talk mo..." BHC cannot pay for work before it's completed or reimburse homeowners 01:11:34 Carla Elwood: Replying to "I understand that BH..." I was in talks with them and asked if they ever dealt with the program and they hadn't because they do their own financing with the homeowner 01:11:45 Pete Prokesch: how and when do you verify income? What if income changes over the course of the project? 01:12:14 Kristen Simmons, Mayor's Office of Housing: Replying to "If you have to match..." The sources are up to the homeowner. 01:12:26 Pete Prokesch: Reacted to "The sources are up t..." with =M 01:12:42 Pete Prokesch: Reacted to "Homeowners can use c..." with = 01:13:01 Kristen Simmons, Mayor's Office of Housing: Replying to "Do we need to have q..." This is a great time to get quotes from contractors! 01:13:20 Lisa Stringfellow (she/her): Replying to "Can you also talk mo..." So if the contractor requires a deposit, the homeowner must pay that out of pocket, correct? 01:13:23 N Douglas: Can the homeowner themselves be the contractor doing the work? Understanding they are licensed and insured? 01:13:47 Nehia Al-Shanniek I TNTP (she/her): is HVAC installation covered by this loan? 01:14:36 Denise: Reacted to "yes, in condo units ..." with =M<ü 01:15:04 Adriana LH, MOH: Replying to "Can you also talk mo..." Yes, that is correct. 01:15:34 Sandra Correia: Replying to "how and when do you ..." once we do the eligibility its good for 6 months 01:16:03 CH: Could you please repeat the name of the depeartment that wil have new programs for condo communities bigger than 6 units? 01:16:12 Pete Prokesch: Reacted to "once we do the eligi..." with >s 01:17:37 Degen Larkin, MOH: Replying to "is HVAC installation..." Hi Nehia, it depends on the type of HVAC work. Is there a particular measure you are interested in? 01:18:00 Kristen Simmons, Mayor's Office of Housing: Replying to "Could you please rep..." The environment department 01:18:05 Susan: Thank you so much for the info session 01:18:07 Nehia Al-Shanniek I TNTP (she/her): Thank you Degan. Central heating and cooling 01:18:28 Pete Prokesch: thank you so much. great program! 01:18:35 CH: Replying to "Could you please r..." Thanks so much! 01:18:43 Kristen Simmons, Mayor's Office of Housing: Reacted to "Thanks so much!" with =M 01:19:07 iPhone: Whats the name of the solar program coming down the pipeline that was mentioned and which agency do they expect to be the administrator? 01:19:14 Denise: Reacted to "Could you please rep..." with =M<ü 01:19:47 Kristen Simmons, Mayor's Office of Housing: Replying to "Whats the name of t..." Solar for All, not sure of the agency off the top of my head 01:19:57 Irene Gao: Replying to "Could you please rep..." https://www.boston.gov/departments/environment/berdo/retrofit-resource-hub 01:20:08 Claudia Perez: Thank you for all your information.. 01:20:29 Degen Larkin, MOH: Replying to "Thank you Degan. Cen..." Heat pumps are not currently listed on our eligible green repair list, but Mass Save does offer generous incentives for heat pumps. You can learn more at MassSave.com/boston Are you interested in duct work as well? 01:20:42 Irene Gao: Replying to "Thank you for all yo..." https://www.masssave.com/en/residential/rebates-and-incentives/appliances-and-products 01:20:51 iPhone: Replying to "Whats the name of t&" Okay thanks 01:20:56 Nehia Al-Shanniek I TNTP (she/her): Replying to "Thank you Degan. Cen..." thank you :). yes potentially 01:21:00 Adriana LH, MOH: HomeWorks Green website with all information covered today: https://www.boston.gov/departments/housing/homeworks-green-loan-program?utm_source=Office+of+Housing&utm_campaign=HomeWorks+Green+I&utm_medium=email 01:21:05 Kristen Simmons, Mayor's Office of Housing: Replying to "Whats the name of t..." https://www.mass.gov/info-details/massachusetts-solar-for-all-program 01:21:05 Mary White: Thank you Great updates 01:21:10 Denise: Thank you! 01:21:18 Adriana LH, MOH: homecenter@boston.gov 01:21:46 Laurlene Hardy: Is a reco 01:21:53 Lisa Stringfellow (she/her): Thank you! 01:21:54 VS: Who would talk to about 6+ unit buildings? 01:21:58 Cheryl: Thank you!! 01:22:00 Carla Elwood: Thank you! 01:22:01 Ashley H.: thank you! 01:22:04 Puck Malamud: Thank you! 01:22:07 Ayodele Akinwumi: Thank you