ONE+Boston Homebuyer Program
This mortgage program provides low interest mortgages to qualified Boston homebuyers.
ONE+Boston offers the lowest fixed interest rates available for a 30-year mortgage. Additionally, it provides access to downpayment and closing-cost assistance. The City wants to increase the buying power of income-eligible, first-time homebuyers purchasing a home within the city of Boston.
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26 Court Street
Boston, MA 02108
MONDAY THROUGH FRIDAY, 9 A.M. - 5 P.M.
What is ONE+Boston?
A mortgage with a heavily discounted fixed interest rate
Using funds provided by the City of Boston, the ONE+Boston interest rates are discounted below the already-discounted ONE Mortgage rates.
Includes enhanced downpayment assistance
For those first-time homebuyers who qualify, the City of Boston’s financial assistance will offer enhanced downpayment and closing cost assistance.
Afford More When Buying a Home in Boston
Applying for the program
- Are you a current Boston resident?
- Are you a first-time homebuyer? You can qualify if you haven’t owned a home in the last three years.
- Do you meet all of the qualifying requirements for ONE+ Boston Mortgage, including our income limits? Visit MHP’s ONE+Boston webpage.
- Find out if you are eligible. Visit the One+Boston website for a full list of qualifications.
- Take a homebuyer class. Complete an approved pre-purchase homebuyer education class before applying.
- Find a participating lender and meet with them to determine your eligibility for ONE+Boston. Please contact a lender before coming to the Boston Home Center for downpayment and closing cost assistance.
We have more information on the City of Boston's financial assistance for homebuyers programs.
Who's Involved:
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26 Court Street
Boston, MA 02108
MONDAY THROUGH FRIDAY, 9 A.M. - 5 P.M.
