Benefits available to City Workers
Here’s a list of our current programs:
Health Benefits Office
1 City Hall Square, Room 807
Boston, MA 02201
Office hours: monday-friday 9a.m. - 5p.m.
Group Health Insurance
We have three health insurance plans for City of Boston employees (excluding seasonal and emergency hires) who work at least 20 or more hours a week on a regular basis.
Group Life Insurance
You must enroll in basic life insurance if you wish to enroll in a City health insurance plan. The basic life insurance is a $5,000 group term policy. Some unions may be eligible to elect the $10,000 benefit. The cost for this benefit is shared 50/50 between the City and employee. If you enroll in basic life insurance and want additional coverage, you can also enroll the optional life insurance policy for an amount up to your base salary (maximum amount is $74,000). The cost is based on the amount of coverage and your age, and is 100% employee paid.
- Read more information about Group Life insurance
- Download Basic Life Insurance Application
- Download Optional Life Insurance Application
The program covers employees after they stop working with the City of Boston. You can keep your insurance for up to 18 months. You will have to pay your total monthly premium plus a 2 percent administrative fee. Read more information about COBRA.
Medicare (retiree) group health insuance
As a retiree of the City of Boston, you are eligible to continue your health coverage. By law, all Medicare eligible retirees, spouses, and/or dependents must apply for Medicare Parts A & B and switch to a Medicare plan to continue coverage. We offer six Medicare plans to supplement Medicare Parts A & B for our retirees. Visit the benefits available to retirees page for more information.
Work and Life Benefits
DENTAL and VISION
Massachusetts Public Employee Fund
If you qualify, you’ll get an enrollment form after six months of working for the City. You'll have the choice between an indemnity plan or a network plan. You'll also be able to sign up for individual benefits or a family plan.
For more information, visit the Massachusetts Public Employee Fund website, or contact them at:
- Fund office: 1-800-325-5214
- Dental Unit: 1-800-553-6277
- Vision Unit: 1-800-406-1656
NOT IN THE FUND?
Other workers at the City can get dental and vision insurance through their unions. There are several unions that offer this benefit, including:
- the Boston Teacher's Union
- the Boston Police Patrolmen’s Association
- the Boston Police Superior Officers Association
- the Boston Police Detectives Benevolent Society, and
- the Boston Firefighters Local 718.
Coverage through your healthcare plan
You could save money by getting your dental insurance through your healthcare provider. Make sure to go over your coverage summary to see what they have to offer.
Most healthcare plans will cover regular vision exams. Some plans offer discounts on eyeglasses and contact lenses at certain stores. Check with your provider for details:
Other insurance providers offer short and long-term disability. They also offer optional life insurance and critical illness coverage. Please be advised that these benefits are not administered by the Health Benefits Office.
MBTA Pass Program
You can purchase an MBTA pass and have the cost deducted from your payroll before taxes. Public School employees who work at 26 Court St. can buy Charlie Cards through the same program.
We offer child care services for children from three months to seven years old. Services are offered through our City Hall Child Care Program.
The free and confidential program for workers and their families focuses on wellness through assessments, referrals, treatment, and other services.
Paid Time Off
We offer paid time off based on your position and years of service at the City.
Sick Leave Redemption
You can redeem unused sick days for a lump sum of cash. You can only redeem them if you've used less than five sick days in the last year, ending on December 31.
Sick Leave Pools
Employees in certain roles can donate sick days into a pool on a yearly basis.
We offer generous Holiday benefits and paid holidays to all full-time employees.
Leave of Absence
We have a number of leave programs, depending on situation. These programs can be paid or unpaid.
Employees in the AFSCME, SEIU, SENA unions can get money for school. We reimburse you for the cost of education that’s related to your work.
Savings and Investment Benefits
Flexible spending accounts
Flex Spending lets you deduct pre-tax money for out-of-pocket medical expenses, dependent care, and transportation. Annual Enrollment for Flex Spending occurs in November for the plan year beginning January 1st. Participants of this program will receive a Benny Card at the start of the new year that they can begin using immediately for eligible expenses.
We offer three types of retirement planning programs:
City workers are welcome to join the City of Boston Credit Union. The credit union offers competitive interest rates, club discounts, and other benefits.
You can deposit your paycheck right into your bank account.