Learn about the program
The Boston Home Center works with several neighborhood agencies that will assist you with applying for minor to larger repairs for your home. We offer zero percent-interest (0%), deferred loans for older homeowners. Our Fact Sheet for Senior Home Repair has more details.
You can use the loans to make many types of repairs, including:
- replacing a heating system, porch, or roof
- fixing a broken window or stair tread
- updating a bathroom or kitchen
- painting the outside of your house, or
- other repairs that make your home more habitable.
Contact your neighborhood agency
Your local agency will come to your house and help you find out what type of repairs you need. They will also help you apply to the City's Senior Home Repair Program. The Boston Home Center will help estimate the cost of your repairs and prioritize emergency repairs needed.
Here’s a list of agencies we work with, based on neighborhood:
Ecumenical Social Action Committee (ESAC)
Address: 434 Jamaicaway
Contact: Linda Morfin, 617-524-2555
Allston-Brighton, Jamaica Plain, Hyde Park, Mattapan, Roslindale, and West Roxbury
Kit Clark Senior Center
Address: 1500 Dorchester Ave., Dorchester, MA 02122
Contact: Leo Moss, 617-533-9141
Dorchester (02122, 02124, 02125), and South Boston
Neighborhood of Affordable Housing (NOAH)
Address: 143 Border St., Boston, MA 02128
Contact: Anthony D’Andrea, 617-418-8265
Charlestown, East Boston North End, and West End
United South End Settlements (USES)
Address: 566 Columbus Ave., Boston, MA 02118
Contact: Clara Garcia, 617-375-8163
Back Bay, Dorchester (02121), Fenway, Roxbury, and South End
Mail us your application
Your neighborhood agency will help you complete the application for Senior Home Repair and gather the documents needed for the City to verify your program eligibility.
They'll let you know what other documents you need to fill out and will send your completed application to:
The Boston Home Center
26 Court St., 9th Floor
Boston, MA 02108
Check on your application
To find out the status of your application, you can call us at the Boston Home Center at 617-635-HOME (4663).
Complete your project and pay your loan
Your neighborhood agency will help you through the loan process. Once you get funding, the Boston Home Center will set up the work on your home. We will help you until the job is finished.
You have to pay us back based on the terms of the loan. You must pay the loan in full if you move, sell, refinance, or transfer the title of your home.
You can get a Senior Home Repair loan, if you:
- are at least 62 years old
- own and live in a one-to-four-family home in Boston
- are current on your property tax payments
- are current on payments to the Boston Water and Sewer Commission, and
- have a household income that’s not more than 80 percent of the Area Median Income. If you live in a multi-family home, at least 50 percent of the residents must be low or moderate income.
For information on other resources for senior homeowners, please visit the seniors section of our buying and owning a home guide.